Your health insurance may not cover you adequately on vacation, particularly if you are traveling out of the country.

Even if will pay medical expenses, it may not pay the cost of returning you to your home country, which can cost as much as $50,000.

Moreover, foreign doctors and hospitals may require payment in cash, meaning that your insurance company may need to pay foreign hospitals and foreign doctors directly.

Of course, medical travel insurance is so inexpensive, purchasing a policy is an easy choice.  It can give you peace of mind and help to protect you financially.