The best type of medical travel insurance for you will vary depending on how long you are traveling, how often you travel, whether you are living in a foreign country for an extended period of time, and other factors.

Here are examples of available insurance plans based on a review of some medical travel insurance offerings:

• Individual temporary medical travel insurance. This medical insurance is designed for U.S. citizens and foreign nationals who need coverage while traveling for business or pleasure anywhere outside of their home country. Typical plans may provide from $2,000,000 to $8,000,000 of medical coverage and provide coverage for U.S. citizens traveling outside the U.S. or coverage for non-U.S. citizens traveling outside their home country. In addition to medical benefits, the plans may include coverage for medical evacuation.  Various deductibles and coverage levels are often available. Coverage may be obtained for as little as five days or up to two years. These plans are available for both individuals and families.
• Frequent traveler medical travel insurance. This medical insurance plan is similar to temporary medical travel insurance both provides coverage for multiple trips during the course of a year. These plans are available for both individuals and families.
• Group medical travel insurance. Designed for groups of five or more people, this type of plan may provide temporary medical travel insurance at a discount.
• Longer term medical insurance. These are designed as annually renewable, U.S.-style major medical insurance plan designed for U.S citizens living abroad or foreign nationals throughout the world.  These may have higher limits, such as $5,000,000 or more, and may include medical, dental and vision, as well as assistance for other needs. These plans are available for both individuals and families.
• Group coverage for employees around the world. These plans may allow employers to provide comprehensive group hospital, surgical, medical, life, dental, and indemnity benefits for employees and their families.
• Exchange student medical travel insurance. Designed to meet a variety of needs, these plans may be available in monthly increments with the ability to renew for longer periods of time.
• Group exchange student medical travel insurance. Similar to exchange student medical travel insurance, but with a group discount.
• Student medical travel insurance. Designed for students that are studying abroad, these plans will often meet the comprehensive needs of a student over a longer period of time.
• Evacuation-only insurance. Designed to supplement other insurance, these policies may help with medical evacuation and repatriation.
• Extreme athletics and adventure medical insurance. These plans are designed to supplement other insurance that does not cover extreme sports activities.
• Marine medical insurance. Designed for professional marine crews, this insurance provides large geographic or global coverage for this special group of professionals.
• Trip cancellation, interruption and travel delay insurance. Designed to protect the your vacation or holiday investment, these plans help when trips are affected by sudden and unexpected illness or injury, a death in the family, terrorism, the bankruptcy of the tour operator and possibly other factors.

There is a type of medical travel insurance for virtually every person and every need.  Most are reasonably priced and provide protection when you need it most.